Categories for General

LET US REMAIN VIGILANT

As I contemplate the directions to take this blog, all I can start with is WOW! Peter Nugent, the founder and co-owner of Enlighten Financial, recently reviewed the resume of a candidate applying for a position at an organization for [read more...]

FDIC SUPERVISORY INSIGHTS, WINTER 2015

In fall 2009, the FDIC implemented an examiner survey to assess the level of risk and quality of underwriting for loan portfolios, among other items. The FDIC recently released its most recent results of this survey in their Winter 2015 [read more...]

TO BE ‘AS STABILIZED’ OR NOT TO BE ‘AS STABILIZED’

Bankers have long known to use the appraised valuation that best represents the phase or status being financed for a commercial real estate (CRE) acquisition, development and construction (ADC) loan. The valuation should provide an opinion of the highest and [read more...]