Peter Nugent | Director
Peter Nugent is a Director and Founder of Enlighten Financial, a specialized consulting firm that focuses on providing loan review and risk management services to community banks and credit unions. Peter guides the Company’s service offerings, which include in-depth loan reviews, commercial and personal underwriting/analysis, internal process improvement and workout services. Enlighten Financial was launched in 2008.
Peter’s background includes extensive commercial and retail banking experiences working with both community banks and large regional banking firms. He has held executive level leadership positions within the banking industry and he has wide-ranging working knowledge of commercial banking, private banking, mortgage banking, and professional practice banking.
Peter holds various banking credentials in addition to a BBA and a BS in Economics from St. Norbert College in De Pere, WI.
He and his wife, Jackie, live in Green Bay with their three children and their two bulldogs named Abe and Millie. Peter enjoys travelling, biking, reading and several outdoor activities. He enjoys mentoring entrepreneurs and volunteering in various community organizations.
Kathy Fries | Manager
Kathy Fries joined Enlighten Financial as a Manager in 2016. Kathy, who previously was a Senior Analyst for Enlighten Financial, partners with our clients to establish loan policies and approval procedures that minimize risk and ensure good decision-making.
Kathy has nearly 15 years of experience in the banking industry, including several executive-level positions. During that time, she worked for community banks and a larger regional bank, and gained experience in portfolio management, credit analysis, underwriting review and loan review. Fries also has an understanding of the various Small Business Administration loan programs and their related underwriting requirements.
Kathy earned a BBA in accounting from the University of Wisconsin-Whitewater and an MBA in finance from Marquette University. In her free time, Kathy enjoys running, biking and golfing.
Karen Taylor | Consultant
Karen Taylor joined the Enlighten Financial team in 2016 as a Consultant after having worked in the banking industry for more than 15 years. Karen has extensive experience in commercial lending, credit analysis and underwriting, cash management and correspondent banking.
She has held roles in both large regional financial institutions and community banks, focusing on the needs of business customers. She has also held various roles in a multi-state correspondent bank, working closely with community banks throughout the region.
Karen earned a Bachelor of Business Administration degree in finance from the University of Wisconsin-Whitewater. Karen enjoys spending time with her husband and their two active boys, time up north, walking, golfing and boating.
Richard Rudolph | Senior Consultant
Richard (“Rick”) Rudolph brings more than 30 years of experience to the Enlighten Financial team, which he joined as a Senior Consultant in 2017. Rick has a passion for finding the best credit structure for commercial loan relationships to enhance their ability for success and growth while minimizing risk to the financial institution.
His experience includes directly developing and managing commercial loan relationships of various sizes across a wide range of industries, managing and developing commercial lending teams, implementing credit training programs to improve credit skills and approving credit relationships to commercial borrowers of all sizes. Rick also has experience working directly with examiners to maintain sound lending policies and procedures. Rick is well respected in the industry and brings a unique approach to a chief credit officer role, focusing on risk management and business development.
Rick received a Bachelor of Science degree in resource development and an MBA in finance from Michigan State University. Rick enjoys spending his free time with his family, traveling and outdoor activities including hiking, boating and golf.
Jacob Pyle | Analyst
Jacob Pyle, CPA, joined the Enlighten Financial Team in 2019. After earning his Bachelor of Business Administration, Accounting and Finance from the University of Wisconsin-Oshkosh, Jacob went on to hold management positions in two community-based financial institutions in Northeast Wisconsin, including roles in commercial and retail banking as well as operations.
Jacob has had success overseeing financial institution assets, evaluating and analyzing financial data for informed decision-making, and monitoring performance of institutional products and services. As a Loan Review Specialist for Enlighten Financial, Jacob will perform assessments of credit quality, evaluate and recommend appropriate risk ratings, test for compliance with policies and procedures, and provide technical guidance to the credit underwriting units and best practices to enhance quality and consistency for Enlighten Financial customers.
Jacob enjoys running, playing basketball and soccer, and he is a fan of all Wisconsin sports teams. In addition, he is a member of the Young Wishmakers of Wisconsin – a volunteer group within the Make a Wish Foundation.
William (Bill) Nedd Jr. | Manager
William (Bill) Nedd Jr., CRC, joined Enlighten Financial as a Manager in 2021. Bill previously served as a Federal banking regulator for the Federal Deposit Insurance Corporation (FDIC) for over 15 years. He brings significant expertise in risk management, with deep experience in credit risk management and loan review in both community and large bank settings. Bill possesses additional experience delivering training for FDIC, State Agency, and international banking regulators as well as conducting banker roundtables and Directors’ College presentations on credit risk management. Bill leverages his expertise to help clients maximize profitability and manage risk by driving informed credit decisions under a variety of circumstances
Bill holds a commission in risk management from the FDIC. Additionally, he has a BS degree in Business Management with a Finance Concentration from the University of Wisconsin-Parkside and completed the Executive Leadership Program from the Graduate School USA. He also holds a Credit Risk Certification from the Risk Management Association.
Bill lives in Neenah, WI with his wife and richly enjoys his family, and recently became a grandfather. He enjoys outdoor activities, hiking, biking, and spending time at his lake cottage. Bill has a passion for serving others in several volunteer capacities in his community and church.