Categories for Market Information

FDIC 3rd Quarter 2018 Banking Profile

Net Income Registers a Strong Increase of 29.3 Percent From a Year Earlier Higher Net Operating Revenue and a Lower Effective Tax Rate Boost Net Income Net Interest Margin Rises as Increases in Asset Yields Exceed Funding Cost Growth Loan [read more...]

The Milking Stool

Nearly all the people who read this blog has experienced the excitement and satisfaction of getting a new loan approved. You built a relationship with the client or prospect, analyzed the business and its financial condition, determined the business needs [read more...]

Credit Underwriting Gets Grilled

Fall brings back so many of the things we love: kids going back to school, the return of regular schedules and, of course, football season. It’s also a great time to throw some burgers on the grill and enjoy the [read more...]

A Rising Economy Raises all Banks

Most of us have heard the adage that a rising tide raises all boats. Apparently, good news in the overall economy (low unemployment, strong GDP growth, lower taxes, wage growth, strong consumer and business confidence) also means good things for [read more...]

FDIC 2nd Quarter 2018 Banking Profile

Quarterly Net Income Rises 25.1 Percent Over Second Quarter 2017 Income, Led by Higher Net Operating Revenue and a Lower Effective Tax Rate Margins Increase as Average Yields Outpace Growth in Funding Costs Loan Balances Expand 4.2 Percent From Second [read more...]

FDIC 1st Quarter 2018 Banking Profile

Net Income Increases 27.5 Percent From a Year Earlier Due to Higher Net Operating Revenue and a Lower Effective Tax Rate Net Interest Income Rises 8.5 Percent From the Year Before Noninterest Income Increases 7.9 Percent From a Year Earlier [read more...]

FDIC 4th Quarter 2017 Banking Profile

Quarterly Net Income Is 40.9 Percent Lower Than a Year Ago Largely Due to One-Time Changes From the New Tax Law Excluding Changes From the New Tax Law, Estimated Quarterly Net Income Would Have Been $42.2 Billion, Down 2.3 Percent [read more...]

FDIC 3rd Quarter 2017 Banking Profile

FDIC-Insured Institutions Earn $47.9 Billion in the Third Quarter Industry Net Income Is 5.2 Percent Higher Than a Year Earlier Annual Loan and Lease Growth Slows to 3.5 Percent Net Interest Income Rises 7.4 Percent From Third Quarter 2016 Community [read more...]

FDIC 2nd Quarter 2017 Banking Profile

• FDIC-Insured Institutions Earn $48.3 Billion in the Second Quarter • Quarterly Net Income Is 10.7 Percent Higher Than a Year Earlier • Community Bank Net Income Rises 8.5 Percent from the Year Before • Average Return on Assets of [read more...]

FDIC 1st Quarter 2017 Banking Profile

• Quarterly Net Income Is 12.7 Percent Higher Than a Year Earlier • Community Bank Net Income Rises 10.4 Percent From a Year Ago • Annual Loan Growth Rate Slows to 4 Percent, on Par With Nominal GDP Growth • [read more...]