Categories for Market Information

FDIC 4th Quarter 2017 Banking Profile

Quarterly Net Income Is 40.9 Percent Lower Than a Year Ago Largely Due to One-Time Changes From the New Tax Law Excluding Changes From the New Tax Law, Estimated Quarterly Net Income Would Have Been $42.2 Billion, Down 2.3 Percent [read more...]

FDIC 3rd Quarter 2017 Banking Profile

FDIC-Insured Institutions Earn $47.9 Billion in the Third Quarter Industry Net Income Is 5.2 Percent Higher Than a Year Earlier Annual Loan and Lease Growth Slows to 3.5 Percent Net Interest Income Rises 7.4 Percent From Third Quarter 2016 Community [read more...]

FDIC 2nd Quarter 2017 Banking Profile

• FDIC-Insured Institutions Earn $48.3 Billion in the Second Quarter • Quarterly Net Income Is 10.7 Percent Higher Than a Year Earlier • Community Bank Net Income Rises 8.5 Percent from the Year Before • Average Return on Assets of [read more...]

FDIC 1st Quarter 2017 Banking Profile

• Quarterly Net Income Is 12.7 Percent Higher Than a Year Earlier • Community Bank Net Income Rises 10.4 Percent From a Year Ago • Annual Loan Growth Rate Slows to 4 Percent, on Par With Nominal GDP Growth • [read more...]

FDIC 4TH QUARTER 2016 BANKING PROFILE

Quarterly Net Income Is 7.7 Percent Higher Than a Year Earlier Full-Year 2016 Industry Earnings Rise to $171.3 Billion Community Bank Revenue and Loan Growth Outpace Industry Total Loan Balances Rise 5.3 Percent During 2016 Click to download the full [read more...]

FDIC 3RD QUARTER 2016 BANKING PROFILE

Banking Industry Net Income Is $5.2 Billion Higher Than a Year Earlier Community Bank Revenue and Loan Growth Outpace Industry Total Loan Balances Rise 6.8 Percent During the Past Year Click to download the full quarterly report.

2016 RMA RISK MANAGEMENT CONFERENCE

I had the privilege to attend the Risk Management Association’s annual Risk Management Conference, held in Dallas, TX, from November 13-15. The conference included 1½ days of presentations plus additional opportunities to extend the learning with pre-conference and post-conference events. [read more...]

FDIC 2ND QUARTER 2016 BANKING PROFILE

Net Income Rises 1.4 Percent to $43.6 Billion Strong Loan Growth Provides a Lift to Revenues Lower Charges for Litigation, Goodwill Impairment Limit Noninterest Expense Growth Noncurrent C&I Loans Increase Again, Total Noncurrent Balances Fall Loan-Loss Provisions Rise as Industry [read more...]

FDIC 1ST QUARTER 2016 BANKING PROFILE

First-Quarter Net Income of $39.1 Billion Is 2 Percent Lower Than the Year Before Loan-Loss Provisions Are $4.2 Billion Higher Troubled Commercial and Industrial Loan Balances Register a Sharp Increase Loan Growth Rate Continues to Rise Industry Assets Post Largest [read more...]

FDIC SUPERVISORY INSIGHTS, WINTER 2015

In fall 2009, the FDIC implemented an examiner survey to assess the level of risk and quality of underwriting for loan portfolios, among other items. The FDIC recently released its most recent results of this survey in their Winter 2015 [read more...]